Monday December 5th, 2011 12:39 The Best Family Cars of 2011

The three cars, pictured above, seem to know exactly what ingredients make the best family cars. Ranging from the safest to the most luxurious, these car companies are some of the top rated family vehicles on the market right now.

First Place: The 2011 Subaru Forester

Pros: The federal government has not yet tested Subaru’s 2011 cross over, however, the 2010 model received top five-star scores for standard safety ratings such as: Driver and passenger protection in frontal crash tests, as well as front and rear-seat occupant protection in side crash tests. The government also awarded a four-star rollover score, indicating a mere 17 percent risk of rollover in a single vehicle crash. Likewise, the insurance industry endowed the Forester with a “Good” rating in roof strength tests and named it a “Top Safety Pick.”

The 2011 Forester gets 24 miles per gallon (MPG), and costs around 20,000 dollars (which makes it the cheapest of the three vehicles).
Cons: For families saving money this is a good option, however, it may not be the best option for large families, as the Subaru only seats 5 people.

Second Place – 2011 Audi Q5

Pros: Among a combination of expert automotive industry publications, the 2011 Q5 was the highest rated. It was also a Top Safety Pick across the insurance industry; this model includes key safety features like: Brake assist, child seat anchors, driver and passenger seat airbags, front fog lights, side and curtain airbags and traction control. As opposed to the Subaru, the Audi has a renowned reputation for drivability, an 8-speed automatic transmission and All-Wheel Drive. But like the Subaru, the Audi gets 24 miles per gallon.

Cons: The Q5 doesn’t do the environment any favors; it got a 58 out of 100 on aggregated expert green ratings. It also costs $35,000 ($15,000 more than the Subaru) and only seats 5 people.

Third Place – 2011 GMC Acadia Denali

Pros: This 2011 GMC Crossover is probably one of the most luxurious family cars on the market. It seats 8 and has the most interior features, which include things like: Hands-free calling, heated and cooled seating, rearview camera control, auto-dimming rearview mirrors and keyless ignition. The Denali also received some of the best safety ratings, mostly due to the center 3-point seating, child safety locks and post-collision safety system. The Denali is the only one of these three vehicles that has both all-wheel and 4-wheel drive.

Cons: Among aggregated expert ratings, the Denali was ranked the lowest of these three vehicles. It also only gets 21 MPG and is 43,200 dollars (23,200 more than the Subaru).

All in all, today’s auto industry has given families a multitude of options to choose from for their vehicles. Once a potential buyer finds what is important to them in their vehicle, they have the power to customize a search built to their needs, essentially finding a personalized automobile specific to their family.

To research and compare other safety concerns such as car seats or car insurance, visit FindTheBest, an unbiased, data-driven comparison engine.

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Thursday December 6th, 2012 11:31 How great it is to lease a new car

Buying a new car can be one of the most exciting things, It’s equivalent to buying a house but with even more options. One of the more abundant options is car leasing. The Leden Group believes that Americans are becoming much more interested in car leasing due to it’s flexibility. Shoppers are becoming even more interested in Ford Focus Car leasing and Mercedes A Class Car leasing due to the different benefits that come along with leasing.

If you are thinking about buying a new car, consider weighing the options. Buying isn’t the only consideration, leasing can be just as fun. It’s important that you look into your personal needs before actually deciding to lease. The financial differences between buying and leasing are pretty wide, which means that the decision should be made based on what you are looking for.

When thinking about car leasing, you have to consider if you are more interested in ownership, or having a different car at least every two to three years. If you are more interested in staying out of debt, wanting to actually enhance your credit, then car leasing might not be the greatest decision. Ford Focus car leasing means that you will be upgrading yourself every few years, never staying with the same car.

The fun part about Mercedes A Class car leasing is that you are only paying a portion of the car’s price tag. Leasing a car is totally different from actually renting a car. You have a time frame in which you will be leasing you car, and during that lease option you will have the option to not do a down payment. Your sales tax will be included in your monthly payments and the money factor will be another responsibility that must be handled. Once you reach the end of your lease deal, you will have the option to buy the car at it’s depreciated value and or return the vehicle. Depending on if you are getting a Ford Focus or a Mercedes A Class, a lease end disposition fee will be charged.

When it comes to comparing lease payments and buying payments, they are both setup differently. When it comes to lease payments, leasers will be expected to pay two different parts. The finance charge and the depreciation charge make up the entire lease payment. The depreciation part will be the monies paid to the motor company for the value lost during the your ownership.The finance part is the interest that is added to the money the car company has invested in your car during your ownership.

There is an area in which many people tend to save more money when it comes to leasing. Even though the monthly payments come off to be a bit higher, in the end the only thing that is being paid for is what the consumer is actually using. Unlike buying, there is no loss of money due to deprecation or finance charges. Even though to some, leasing comes off as being a waste of money, it’s pretty much similar to buying a car. You may not own anything in the end but a buyer also ends up not owning the depreciated part at the end of their loan.

Since car leasing is a bit more complicated than actually buying a car, it’s important that a potential buyer have all of the knowledge needed to make the right decisions. When it comes to car leasing there are money factors,residuals and acquisition fees involved. These different aspects can leave room for error, which means doing your homework is extremely important.

It’s also important to understand that even though the process sounds much more simpler, potential leasers will need to have a higher credit score.And since many people tend to get confused when it comes to leasing, the Leden Group offers a leasing information so that car shoppers can get a better understanding of what they will be facing.

Car leasing is in a different realm when it comes to purchasing a car. Regardless to what type of car you wish to lease, it’s all about making sure all of your ducks are in order today so disappointments aren’t faced tomorrow.

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Tuesday June 12th, 2012 15:39 New models – new prices

The long running attempt by the car industry to keep its self-relevant continues (not that it really needs any help there; we will always love cars!). Since the beginning of this year, 2012, car companies have raised the bar in competitive terms, with many of them have announcing the release of their new models and their prices. On Thursday 24th May 2012, Mercedes-Benz confirmed its prices for the new SL- Class Roadster and following closely on this announcement, like an anxious bridesmaid (though some folks will take offence at that!), four days later, BMW announced the arrival of an updated version of the 7 Series luxury saloon.

But that is not all. Just this month, over six car companies have also announced the confirmed prices of their new models. Examples of these are the Skoda Citigo, now on sale and first priced at £7,630 on 1st June. Audi was not to be left out of the party, with the new Audi A3 range priced starting from £19,205 on Thursday, 7th June 2012.

These new car models have excessive advantages ranging from speed, technology, fuel intake, luxury and they are slowly taking over the car market from the original car companies that we are used to dominate these traits. Indeed, the market is welcoming them with more vigor than expected, with some of these traits that were once considered exceptions now becoming the norm.

It means that when you say your car model comes with ‘extras’, you really have to mean it, and then some!Of course, these little benefits come with a price and from an economic standpoint, cannot be referred to as mild. In fact, both in terms of the car prices as well as the consumption of fuel and maintenance, these cars are not for the faint of heart. We are hoping, however, that when you look for a car within this market, being faint of hear (or wallet) is not your biggest problem.

At www.crazy4cars.co.uk, we try hard not to give the ‘crazy’ in our web heading validity. Instead, we offer you an ‘anything goes’ kind of deal but with reliable brands that have earned their name in the automobile industry.

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Thursday January 5th, 2012 09:14 Getting the Best New Car Prices the Easy Way

Buying a new car can sometimes be a stressful and painful process, financially and emotionally. It is because of this that many people seek alternate methods of funding a vehicle; whether it be via leasing or financing everybody wants to find the best new car prices.

Many people find that one of the easiest ways to go about this is to use online car buying sites. These allow you to search and compare a multitude of car prices, as well as request quotes from a number of dealerships. Being able to do this will definitely ensure that you find a great deal.

Whether you’re searching online for new car prices or just checking out your local dealerships there’s one thing that you need to be sure to do – research. Finding out as much information as you can about a vehicle and acquiring quotes for that car is one of the simplest ways of making sure that you get a good price.

By requesting and receiving several quotes you’ll be able to view the price range that is expected of that vehicle and root out any possible bargains, this also gives you some room for negotiation when it comes to contracts as you can present your lower priced quotes to a dealership and they might lower their price to stop you signing a deal with somebody else.

Another advantage of digging up information about the car you’re interested in is the fact that you’re sure to become more knowledgeable and more confident on the subject when negotiating. This gives you a higher chance of finding a great price also.

As you can see it’s important to know what you’re talking about and that’s definitely one of the easiest ways to ensure that you get the best prices possible!

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Thursday January 5th, 2012 09:13 Why Business Car Lease is So Popular

Over the past few years many changes have happened in the world of automobiles. Not just in the way they’re manufactured or the ever-changing trends and styles, but also in the way that individuals and companies fund a vehicle.

Not so long ago if a company wanted to provide their staff with a car they may have just purchased one outright, now however a lot more businesses are opting to invest in a Business Car Lease deal.

Statistics from the Society of Motoring Manufacturers and Traders (SMMT) support this as it can be seen from their figures that private registrations have been in decline the past few years, whilst fleet and business registrations are steadily rising to become very popular options. But why?

Business Car Leasing has become such a popular option because of how simple and cost-effective it is. It is essentially a long term rental and because of the small monthly payments it makes for much easier budgeting to a company. Less hassle financially is always a good thing but there is much more.

One of the most advantageous aspects is the positive impression and professional business image that is presented when a company has a prestigious and modern fleet of vehicles. Image is a major factor in the business world and could easily make the difference between gaining a new client or losing a great opportunity.

Leased cars are also perfect for practicality; long commutes, motorway travel etc. Having an attractive and flexible car that can be used by staff for driving to meetings and the sort is immensely beneficial.

It should now be obvious to you why this is such a popular option and if you feel that your company could benefit from leasing then why not perform a little research of your own and request some quotes? Finding out as much information as you can will ensure that you find the best deal possible for a brilliant leasing deal

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Tuesday January 3rd, 2012 16:56 Finding the Best New Car Deals Online

Why is buying a new car so much more complicated than it used to be? Not long ago you could walk into a dealership and a few minutes later drive out in a brand new car. Due to the current financial climate however, people are more inclined to spend their money extremely carefully and don’t want to feel pressured into buying a vehicle on the spot.

Purchasing a new car online seems to be the norm now and there’s many reasons as to why. For one, it’s a simple and understandable process; there’s no major complications that will be encountered and you’re sure to experience no stress or hassle at all.

Another reason that people tend to buy online a lot more often nowadays is because of the choice of vehicles available. There’s an absolute plethora of cars at your fingertips and it’s possible to take as long as you want deciding which one will suit your needs and lifestyle perfectly.

This is probably one of the most important aspects to remember when you’re looking online for the best new car deals – because you’re in no rush and aren’t under any pressure from a seller, you can take time out and research the vehicle, this will allow you to make a final decision when you want and only when you’re satisfied with the car.

After reading this you’re hopefully more aware of how you can go about finding great deals, always ensure that you compare the available vehicles to ensure you find the best of the bunch. Request quotes if possible and most important of all, only buy if you’re completely happy with the car!

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Monday December 19th, 2011 15:10 Winter Driving: What you need to know

No matter how experienced a driver you are, taking your car out in extreme winter conditions can be a daunting experience to say the least. The main advice to take on board in such conditions is to avoid driving at all if you can help it. However, situations will inevitably arrive where you need to get behind the wheel — and if that’s the case then there are a number of things that are important to keep in mind while on the roads.

Consider keeping a pair of comfortable driving shows in your car during the winter months. Trudging through snow in thick boots and then attempting to drive using the same footwear is asking for trouble as not only is it harder to drive in such boots than sensible shoes, but the accumulated snow will cause them to slip on the pedals.

It’s an idea to get out to your car a good 10 or 15 minutes before you need to set off so that you can clear the windscreen and other windows of any ice. Don’t be tempted to clear yourself a small area to look through on the windscreen and assume that the rest will clear soon enough — clear the whole lot before you set off. If possible stick to major roads that will have been gritted in the night so as to give yourself the best chance of an incident-free trip.

When beginning your journey, pull away in second gear and avoid potential wheelspin by easing off the clutch a little more gently than you normally would. In icy conditions apply your brakes gently where possible to reduce the risk of skidding. If you do feel the vehicle begin to skid, resist the temptation to depress the brake pedal even further as this will only make matter worse. Instead, slowly release the break pedal and de-clutch if necessary until you regain control.

If you’re going to be driving in a hilly area, remember to reduce your speed before heading down a decline. Use a low gear to control your speed and avoid using the brakes unless necessary, leaving plenty of room between your vehicle and the one in front. Leaving lots of room is also advised when driving uphill, so as to avoid having to stop halfway up as you catch up with the car in front.

Always keep in mind that stopping distances are 10 times longer in ice and snow than in generally favourable driving conditions. That’s a massive difference, so don’t take any chances whatsoever and keep a safe distance from the traffic in front.

Even if you’re driving in a safe manner you can’t account for everybody else on the road, so remember that with the bad weather comes an increased likelihood of an accident. Be sure that your car insurance is up to date before you get behind the wheel.

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Thursday December 15th, 2011 13:34 Evaluating How Much Auto Insurance You Need

One of the easiest ways to save money on auto insurance is to drop coverage.  The less coverage you carry on your policy, the cheaper the premiums will be.  Before you start making changes to your insurance, however, you should take the time to assess how much coverage you need.  Having too much insurance can be a waste of money spent on premiums, but having too little insurance can leave you in financial trouble if you get into an accident.

There are several types of coverage on your policy, and you should learn what each does before deciding whether you need it:

·         Liability coverage:  Bodily injury liability and property damage liability are both required by the state.  The minimums differ from place to place, so you should check what the legal minimum is before you try to adjust your coverage.  Liability coverage pays for damage or injuries that you cause to someone when you are in an accident with them.  If you don’t carry enough coverage, you could be sued or sent to collections for damage in excess of your limits.

·         First party coverage:  Collision and comprehensive are first-party damage coverage.  Collision covers damage to your vehicle caused by an impact with another vehicle or other property.  Comprehensive coverage pays for damage caused by weather, vandalism, theft, or other non-accident related damage.  You pay a deductible for this coverage, meaning you are responsible for a portion of your damage before your insurance will pay.  The higher your deductible, the lower your coverage.

·         Personal Injury Protection/Medpay: Some states have different requirements for medical coverage than others.  Medical coverage helps to pay for your medical expenses in the event of a claim, including doctor’s visits and lost wages.  Your health insurance will also cover a portion of these costs, but health insurers often refuse to pay for accident-related care if any other coverage exists on another policy.  Review your state requirements and discuss your options with your medical insurance provider before deciding to remove this coverage.

·         Uninsured/Under-insured Coverage: Some states provide coverage for damage to your vehicle caused by a person with no insurance, even if you don’t have collision coverage.  Underinsured motorist coverage pays for the difference between the at-fault person’s liability limit and the actual cost of your damage.  Uninsured motorist coverage is not available in all states.

If you are making payments on your vehicle, you will need to carry full coverage.  If you own it outright, however, you can drop your policy to liability-only.

One thing to keep in mind when selecting coverage for your vehicle is the worth of the vehicle.  If your car is old, its value has probably depreciated significantly.  In the event of an accident, an old vehicle may be deemed a total loss whether or not the vehicle is still repairable or even drivable.  Look at the Blue Book value of your vehicle or another valuation source.  If the car is worth only a few thousand dollars, you will pay more in premiums than the worth of the vehicle every year that you carry full coverage.

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Wednesday December 14th, 2011 15:37 Why Leasing Kia Cars is Beneficial

Figures from The Society of Motoring and Manufacturers and Traders (SMMT) indicate that since early 2001 private registrations have been in decline. More people are now turning towards leasing when they want to acquire a vehicle. Kia leasing is a great way to drive a brilliant Kia whilst only having to make small monthly payments.

It’s definitely going to give you an advantage simply leasing a Kia as opposed to buying one outright and not just because it’s easier to budget with monthly payments than a lump sum. There are many beneficial aspects to leasing and in this article you’ll be informed of them.

Stressful situations that are usually encountered when dealing with a vehicle that you’ve recently purchased are easily avoided when you decide to lease instead. Road tax and maintenance costs can be included in your leasing contract. This is extremely handy and eliminates any problems you’d have regarding servicing if you’d just bought a Kia outright!

Depreciation is no longer your concern either, once you’re finished with the Kia and your contract is over none of the responsibility will be yours. Fretting over how your Kia will fair in the current car market and worrying about re-sale value is a thing of the past. The leasing company you’ve dealt with simply take the car back and deal with everything for you.

As you can obviously see, leasing is a really wise decision (especially with a car like Kia). It’s much less stress, plus, what other deal lets you drive around in a brand new car every couple of years?

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Monday December 12th, 2011 15:14 Tips on Finding New Cars for Sale

In today’s current financial climate people are often searching for alternative methods to their car needs. When it comes to purchasing a new vehicle going directly to a dealership seems a very outdated procedure. With the power of the internet it’s possible to find great deals on new cars for sale online.

This is a brilliant method of dealing with your car needs without the stress and hassle of visiting a dealership, you won’t feel pressured into making any decisions and everything can be done your way. You’re certain to find a great deal on a car you’ll love.

Price is obviously a massive factor when you’re looking for a new car, in light of this many car websites have introduced an accessible and understandable comparison and search service. This allows you to search for cars in a number of different ways; whether you want to browse manufacturers and models, or maybe find a specific vehicle.

Every approach is covered, it’s even possible to input just a few features that you’d like in a vehicle and have a list of cars matching your criteria returned to you immediately. This is massively helpful if you’re wanting to make a comparison of cars.

Ensuring that you perform a thorough comparison of the vehicles that you’re researching is the best way to find that dream car you’re looking for. By paying attention to the details and not being afraid to request quotes you’re increasing your chances of success immensely. Make sure that you know exactly what you’re getting into before making any decisions and best of luck!

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Wednesday December 7th, 2011 08:00 German Car Manufacturers – In a League of Their Own

There are a number of countries that have a prominent motor manufacturer market but few are able to compete with Germany. The cars that Germany produces are second to none, and they compete fiercely with each other for very similar markets. They don’t just compete in Germany either, as they have thriving demand throughout the rest of mainland Europe, the UK and the US too.

As the economies of India and China also develop there is an increase in demand for luxury cars where the Germans are also sitting comfortably at number one. The Americans have tried their hands at luxury cars such as Cadillac, but they have never hit the mark of quality and driving experience on the same level as their German counterparts.

The French have got a strong market share in the more affordable car sector with brands such as Peugeot, Renault and Citroen competing for affordable small, mid-sized and family cars across Europe. Citroen leasing offers remain some of the most popular in the industry. The Japanese market is also strong with brands like Toyota, Honda, Mazda and Nissan all holding their own, targeting the Asian markets and mid-priced industries with their well-built and reliable cars. When it comes to luxury and premium marques however, it always falls back to Germany. They have 5 major brands that compete in similar markets and make some of the most desirable cars on sale today. Here they are:

BMW– One of the most recognised car manufacturers in the world. BMW make a range of premium executive saloons, 4x4s, and sports cars with great avail. They brand their cars as the ultimate driving machine as they only allow the power to be delivered through the rear wheels. The balance of their vehicles is always spot on, and they have a huge following all around the world.

Audi – Audi make a number of cars in the same category as BMW and although have a smaller market share, they are constantly growing. With the success of their Quattro rally car, they have built a reputation for attractive and well-handing models that have been inspired by this heritage. The R8 supercar has further increased their profile.

Mercedes-Benz – One of the world’s most powerful and recognised brands. There is a huge range of Mercedes models on the market, and they range from small, to executive and luxurious. They also produce a number of fast and powerful cars with their AMG tuning division and McLaren partnership. The recent retro-modern adaptation of the classic SLS has reminded us what Mercedes are capable of.

Volkswagen – VW are slightly more affordable than BMW, Mercedes and Audi, but are parallel in terms of respect and quality. The ‘car for the people’ brand image has created some highly desirable family cars and their success with the Golf GTi throughout the years has brought them much acclaim.

Porsche – The legendary cars created by Porsche have gone down as some of the greatest sports cars in history. Although not as big as their German brothers, the desirability of their models and strength of their brand has led them to become one of the most profitable car manufacturers in the world. Their racing heritage has even inspired ranges of clothes, luxury watches and baggage.

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